Detect and score refund risk with Webhook, OpenAI and Google Sheets
How it works
This workflow automatically evaluates refund and chargeback risk for incoming e-commerce orders. Orders are received via a webhook, processed individually, and checked to avoid duplicate analysis. Each transaction is normalized and sent to OpenAI for structured risk scoring and classification. Results are logged for auditing, alerts are triggered for high-risk cases, and processed orders are marked to prevent reprocessing.
Step-by-step
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Step 1 – Ingest incoming orders
- Webhook – Receives single or bulk order payloads from external systems.
- Split Out – Breaks array-based payloads into individual order records.
- Split In Batches – Iterates through each order in a controlled loop.
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Step 2 – Deduplication check
- IF (DEDUPE CHECK) – Verifies whether an order was already processed and skips duplicates.
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Step 3 – Normalize transaction data
- Code (Normalize Data) – Validates required fields and standardizes order, customer, and behavioral attributes.
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Step 4 – AI risk assessment
- OpenAI (Message a model) – Sends normalized transaction data to the AI model and requests a strict JSON risk evaluation.
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Step 5 – Parse AI output
- Code (Parse AI Output) – Cleans the AI response and extracts risk score, risk level, key drivers, and recommendations.
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Step 6 – Log results
- Google Sheets (Append) – Stores timestamps, order details, and AI risk outcomes for reporting and audits.
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Step 7 – Risk decision and alerts
- IF (High Risk) – Filters only transactions classified as HIGH risk.
- Discord – Sends real-time alerts to operations or finance teams.
- Gmail – Emails finance stakeholders with full risk context.
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Step 8 – Mark order as processed
- Google Sheets (Update) – Updates the source row to prevent duplicate processing.
Why use this?
- Automatically detects high refund or chargeback risk before losses occur.
- Eliminates manual review with consistent, AI-driven risk scoring.
- Sends instant alerts so teams can act quickly on high-risk orders.
- Maintains a clear audit trail for compliance and reporting.
- Scales easily to handle single or bulk order evaluations.
n8n Workflow: Detect and Score Refund Risk
This n8n workflow provides a robust system for detecting and scoring refund risk based on incoming data, leveraging OpenAI for analysis and Google Sheets for record-keeping. It also includes notification capabilities via Discord and Gmail for high-risk cases.
What it does
This workflow automates the following steps:
- Receives Data: It starts by listening for incoming data via a webhook, which is expected to contain information relevant to a potential refund (e.g., customer details, order information, reason for refund).
- Prepares Data for AI Analysis: The received data is then processed by a "Code" node to format it into a prompt suitable for OpenAI. This likely involves extracting key fields and structuring them into a coherent question or statement for risk assessment.
- Analyzes Refund Risk with OpenAI: The formatted prompt is sent to OpenAI, which acts as an AI assistant to analyze the provided information and assess the refund risk. It's expected to return a risk score or a textual assessment.
- Extracts Risk Score: Another "Code" node processes OpenAI's response to extract a numerical risk score from the AI's output.
- Logs Data to Google Sheets: The original data, along with the OpenAI response and the extracted risk score, is appended as a new row in a specified Google Sheet for record-keeping and further analysis.
- Evaluates Risk Threshold: An "If" node checks if the extracted risk score exceeds a predefined threshold (e.g., a high-risk score).
- Notifies High-Risk Cases:
- If the risk score is high, it sends a notification to a Discord channel, alerting a team to a potential high-risk refund.
- Concurrently, it sends an email via Gmail to a designated recipient(s) for the same high-risk refund.
- Handles Low-Risk Cases: If the risk score is below the threshold, the workflow simply proceeds without sending specific high-risk notifications.
Prerequisites/Requirements
To use this workflow, you will need:
- n8n Instance: A running n8n instance.
- OpenAI API Key: An API key for OpenAI to access its language models for risk assessment.
- Google Sheets Account: Access to a Google Sheets spreadsheet where refund data and risk scores will be logged. You'll need to configure credentials for n8n to write to your sheet.
- Discord Account/Webhook: A Discord server and a webhook URL configured to receive notifications for high-risk refunds.
- Gmail Account: A Gmail account configured as a credential in n8n to send email notifications.
Setup/Usage
- Import the Workflow: Import the provided JSON into your n8n instance.
- Configure Credentials:
- OpenAI: Add your OpenAI API key as a credential in n8n.
- Google Sheets: Set up a Google Sheets credential (e.g., OAuth2) to allow n8n to write to your spreadsheet.
- Discord: Configure a Discord credential, likely using a webhook URL.
- Gmail: Set up a Gmail credential (e.g., OAuth2) for sending emails.
- Customize Nodes:
- Webhook: Activate the Webhook node and copy its URL. This is where your external system will send refund data.
- Code (Prepare OpenAI Prompt): Review and adjust the JavaScript code to correctly format your incoming webhook data into a prompt for OpenAI.
- OpenAI: Configure the OpenAI node with the desired model and any specific parameters for risk assessment.
- Code (Extract Risk Score): Adjust the JavaScript code to accurately parse the risk score from OpenAI's response.
- Google Sheets: Specify the Spreadsheet ID and Sheet Name where you want to log the data. Ensure the column headers in your sheet match the data being sent.
- If: Set the condition for the "If" node to define what constitutes a "high-risk" score.
- Discord: Configure the Discord node with your webhook URL and customize the message content for high-risk alerts.
- Gmail: Configure the Gmail node with the recipient email addresses, subject, and body for high-risk alerts.
- Activate the Workflow: Once all configurations are complete, activate the workflow.
- Send Test Data: Send a test request to the Webhook URL with sample refund data to ensure the workflow processes correctly and notifications are sent as expected.
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