Track expenses automatically with Telegram Bot using GPT-4o, OCR and voice recognition
Personal Expense Tracker Bot š°
AI-powered Telegram bot for effortless expense tracking. Send receipts, voice messages, or text - the bot automatically extracts and categorizes your expenses.
⨠Key Features
šø Receipt & Invoice OCR - Send photos of receipts or PDF invoices, AI extracts expense data automatically
š¤ Voice Messages - Speak your expenses naturally, audio is transcribed and processed
š¬ Natural Language - Just type "spent 50 on groceries" or any text format
š Multilingual - Processes documents in any language (EN, DE, PT, etc.)
š Smart Statistics - Get monthly totals, category breakdowns, multi-month comparisons
š Private & Secure - Single-user authorization, only you can access your data
ā” Zero Confirmation - Expenses are added instantly, no annoying "confirm?" prompts
šÆ How It Works
Send expense data via Telegram:
Photo of receipt
PDF invoice
Voice message
Text message
AI processes automatically:
Extracts amount, date, vendor
Categorizes expense
Stores in organized format
Query your expenses:
"Show my expenses for November"
"How much did I spend on groceries?"
"Compare last 3 months"
š Expense Categories
Groceries, Transportation, Housing, Utilities, Healthcare, Entertainment, Dining Out, Clothing, Education, Subscriptions, Personal Care, Gifts, Travel, Sports, Other
š§ Setup Requirements
Telegram Bot
Create a Telegram bot via @BotFather and get your API token.
Configure credentials for nodes:
Input, WelcomeMessage,
GetAudioFile, GetAttachedFile, GetAttachedPhoto
ReplyText, NotAuthorizedMessage, DeleteProcessing
OpenRouter API
Get API key from OpenRouter for AI processing.
Configure credentials for:
Gpt4o (main processing)
Sonnet45 (expense assistant)
Ainoflow API
Get API key from Ainoflow for storage and OCR.
Configure Bearer credentials for:
GetConfig, SaveConfig
ExtractFileText, ExtractImageText
TranscribeRecording
JsonStorageMcp (MCP tool)
šļø Workflow Architecture
| Section | Description |
|---------|-------------|
| Message Trigger | Receives all Telegram messages |
| Bot Privacy | Locks bot to first user, rejects unauthorized access |
| Chat Message / Audio | Routes text and voice messages to AI |
| Document / Photo | Extracts text from files via OCR and forwards to AI |
| Root Agent | Routes messages to Expense Assistant, validates responses |
| Expense Assistant | Core logic: stores expenses, calculates statistics |
| Result / Reply | Sends formatted response back to Telegram |
| Cleanup / Reset | Manual trigger to delete all data (ā ļø use with caution) |
š¬ Usage Examples
Adding Expenses
šø [Send receipt photo]
ā Added: 45.50 EUR - Groceries (Lidl)
š¤ "Bought coffee for five euros"
ā Added: 5.00 EUR - Dining Out (coffee)
š¬ "50 uber"
ā Added: 50.00 EUR - Transportation (uber)
Querying Expenses
"Show my expenses"
ā November 2025: 1,250.50 EUR (23 expenses)
Top: Groceries 450ā¬, Transportation 280ā¬, Dining 220ā¬
"How much on entertainment this month?"
ā Entertainment: 85.00 EUR (3 expenses)
"Compare October and November"
ā Oct: 980⬠| Nov: 1,250⬠(+27%)
š¦ Data Storage
Expenses are stored in JSON format organized by month (YYYY-MM):
json
{
"id": "uuid",
"amount": 45.50,
"currency": "EUR",
"category": "Groceries",
"description": "Store name",
"date": "2025-11-10T14:30:00Z",
"created_at": "2025-11-10T14:35:22Z"
}
ā ļø Important Notes
First user locks the bot - Run /start to claim ownership
Default currency is EUR - AI auto-detects other currencies
Cleanup deletes ALL data - Use manual trigger with caution
No confirmation for adding - Only delete operations ask for confirmation
š ļø Customization
Change default currency in agent prompts
Add/modify expense categories in ExpenseAssistant
Extend Root Agent with additional assistants
Adjust AI models (swap GPT-4o/Sonnet as needed)
š Related Resources
Create Telegram Bot
OpenRouter Credentials
Ainoflow Platform
š¼ Need Customization?
Want to adapt this template for your specific needs? Custom integrations, additional features, or enterprise deployment?
Contact us at Ainova Systems - We build AI automation solutions for businesses.
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Tags: telegram, expense-tracker, ai-agent, ocr, voice-to-text, openrouter, mcp-tools, personal-finance
By Dmitrij Zykovic